kaplan university lawsuitkaplan university lawsuit

The lawsuits alleged that Kaplan enrolled unqualified students, inflated their grades so they could stay . I am very frustrated about this. Basically, what you have to do to get a BDAR discharge approved is make a crystal clear argument stating that you never would have thought borrowing money for Kaplans higher education programs was a good idea, had you known the truth about their value. Nope, theres no time limit for BDAR applications, but Id get your app in as soon as possible because its taking forever to hear back from the Department of Education on the status of applications. Which leads me to my next important point: if youre eligible for a BDAR discharge, then you need to fill out the application immediately! Over the last several years, over $1 billion in student loan debt has been forgiven for students who attended for-profit colleges or other schools that potentially misled students. Can the borrowers defense repayment work for me or would that be more just straight fraud? Student loans for two years totalled $63,000. I need to know where I might fit in here! They tried to convince me that I would have my degree in no time, that I would get a top of the line degree. Your thoughts would be greatly appreciated! Then about two years later I started getting billed. Are they part of the Kaplan system? I do not think that suggesting she finance via Private lenders would qualify for BDAR, especially because BDAR is only available to people with Federal Student Loans. Sounded great until I received my liberal bs diploma in 2016. To make one thing crystal clear, this is NOT a Student Loan Forgiveness Scam, as the Borrowers Defense program was created by the US Government, and is run by the Department of Education. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. You dont necessarily have to have a physical recording of someone saying something to use as proof as long as you can provide enough details to make it a credible report, you should be ok. Make sure to include time, place, person, position, etc., when writing up whatever it is that you want to report. I had federal pell grants i dont think i had any private. Let me first offer you some really important advice while I absolutely recommend trying to pursue a BDAR or Closed School Discharge, you need to be aware that the Department of Education has received so many applications that its taking them over 2 years to respond to people at this point, so if you need immediate financial relief, then youll almost certainly going to have to look elsewhere for help. I attended because they advertised as accredited for a degree in Business I completed all my classes. After that, they decided to cancel all of my student loans pending and charge me personally for one of the classes even though the loans they had cancelled would have covered anything I might have owed the school. I guess the only good thing is that I . Yes, I have heard of people getting their loans discharged. I feel guilty because I cannot even get a job with the degree that shes paying for. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. I thought I was qualifying for financial aid which upon graduating would not have to be paid back however all of my loans are student loans about 70 thousand dollars and hitting my credit separately! Tailored for working adults, Purdue University Global removes barriers so you can pursue your goals. Got laid off during recession and no work for 2 years and didnt hear anything until last month and now sent garnishment letter again. No money and no job and informed that I can never apply for another student loan Id I fight this. Competency-Based Learning. The Biden administration is working through a mountain of claims from former students of for-profit schools requesting that the department cancel their debt under a statute known as borrower defense to repayment. Petitions piled up at the department after several colleges folded, and the Trump administration tried to limit and delay loan cancellations. I attended Kaplan University from October 2006 to January 2009. This sounds like you may have a chance at a Borrowers Defense Discharge, because you were promised things that were never delivered. I would contact your Servicer to ask what the heck is going on. If they promised employment within your field, then that may be grounds for a BDAR Discharge. What EXACTLY did they promise in terms of job placement? When you apply for the discharge, make sure that you hiighlight specific details about what Kaplan College enrollment advisors, advertisements or other official information told you in order to entice you take out the student loan. May 2014,I never received my diploma due to my loans not being paid.I was told when I entered that a job would be found for me,I would be given a gas card and/or a bus token to get to myintern site ..I was given neither.I was told that my intern site would be my job after 6 weeks,it was not. While you can certainly find good information about these programs from non-governmental websites, there are also a lot of scammers taking advantage of desperate people, and you dont want to become one of their next victims. I had been out of work so was considering going back to school thinking a degree would help me at my age to become employable. For instance, Kaplan was accused of employing instructors who were not eligible to teach Medical Assistant courses. now at some point you think they would have notified me about my grades were falling and that I was not completing assignments like they should have been, so in other words they were letting me stay there way longer then they should have before kicking me out. However, when I went to apply at childcare centers I was asked where was my classroom experience. Former Corinthian Colleges students in Massachusetts won a case against the Education Department and had their federal student loans canceled after six years of fighting for relief. Programs have now opened allowing students to find relief from their student loans obtained at these dishonest for-profit institutions. To help you brainstorm ideas for things you could include on your application, lets take a closer look at what exactly Kaplan University was doing that got them into trouble in the first place. I went to Kaplan university from October 2008 to March of 2012. Kaplan, a subsidiary of Graham Holdings Co., which once owned The Washington Post, sold or closed dozens of Kaplan Career Institute locations around the time of the settlement. I have contscted third parties, my losn servicer, and department of education years ago about what i went through at kaplan, literally everything you said they did to me. One thing to keep in mind is that you cant (or at least shouldnt) apply to both of these programs, so what you need to do is research how each of them works, think about your specific situation and experience with Kaplan, then decide which one will work best for you. I let them know before the cut off deadline for withdrawal form the classes for the semester. I couldnt even renew my license that i got to allow me to work in the state as an electrician. So do I should not continue to repay for my big student loan debt or Speak to a lawyer about my situation? Now they are garnishing my SSI and then here the new bill showing its over $5000.00. Degree Attainment. This is totally normal and legal. Online colleges, including The University of Phoenix, Argosy University and Kaplan University, were among 15 for profit colleges targeted by an undercover Government Accountability Office investigation of for-profit college recruiting tactics; the investigation found evidence of education fraud and deceptive marketing tactics. This sounds pretty crazy though as Ive never heard of a 10 year deferment, EVER. You need to deal with the fact that youve got some serious debt that hasnt been taken care of here. All loans have now been transferred to Navient where I am currently making payments as part of an Income-Driven repayment program but the Loan Debt is around $95,000.00. If youre thinking it sounds too good to be true, then fear not, because as you read this, other former Kaplan students are getting their BDAR applications approved, and having their loans entirely forgiven. Cant find anyone that can answer any of my questions. In the spirit of full disclosure: I do not work for the US Department of Education in any capacity. Any suggestions I would greatly appreciate. I dont think youre going to qualify for a discharge based on what you told me. Three former academic officers at Kaplan University have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S. government . But that was not what they told me when i enrolled in that school. Kaplan continues to provide "back office support" and shares in Purdue Global's revenues. Thank God I got some of my credits transfred to a different online school in 2018. Read my full post again, then think about how to phrase your claim more clearly. Settled for $60 million ($20 million in cash over five years and must provide at least 160 units of affordable housing worth an additional $40 million). The lawsuit contended that in cases involving fraudulent schools, the lenders (banks and the federal government as the loan guarantor), not the students, should take the loss on the loans. The university was named in honor of Stanley H. Kaplan, [3] who founded Kaplan Test Prep. Purdue University Global. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return. The Closed School program can help anyone who was studying at Kaplan University at the time it closed. ACADEMY OF ART UNIVERSITY, SAN FRANCISCO City Attorney of San Francisco 2016 lawsuit brought by City Attorney of San Francisco for violating city land-use rules. Did you apply for a Borrowers Defense Discharge? Hi! Thank You. The Kaplan University Lawsuit One of the main reasons that Kaplan loans are eligible for the Borrower's Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud. When i first started i didnt really know much about the school but 3 months into the program i didnt feel like the school was for me so i tried to drop out and just pay the amount of time that i stayed there and they didnt let me they had told me that i have already payed the whole amount of the program and that i might as well stay since its paid for. They made many promises which were never delivered to me . Password reset and course access assistance is available Monday - Friday 9:00 am 10:00 pm EST. Do I, qualify for a student loan discharge? that Im sure they are going to take. I initially enrolled under the assumption that the schools medical assisting program was the equivalent of a dental assisting program according to what information they gave me when I applied. If you Google around, youll probably find all sorts of people claiming that they can take your Borrowers Defense applications for you, then supply them to the US Government, but this is not a good idea. In fact, the amount of the courses were paid by the loan lender. Kaplan serves a student body of over 66,000 students, who study online or on-campus. do you think i will qualify? To find out for sure if you can get a Parent Plus Loan discharged, Id contact the Student Loan Ombudsman Group and ask them. Its extremely important that you file it at the official US government website devoted to the program. Follow the step-by-step instructions below to design your kaplan university transcript request: Select the document you want to sign and click Upload. The Education Department declined to comment on pending litigation. Because Kaplan University has been proven to have broken the law in so many serious ways, especially via things like false advertising, making false claims, and lying about the value of their programs, itll be relatively easy for you to prove that you deserve loan forgiveness benefits. You need to get in touch with Kaplan to see if you can get a transcript from them. This is a group of Government-backed attorneys who offer FREE legal advice on student loan-related issues. They didnt care and listed the required document as waived on my account and told me to start the enrollment process along with financial aid. State investigations of for-profit chains have routinely produced evidence of misconduct that the Education Department has used to approve individual debt-relief claims. Keyword: Adult Education. You could either try to pursue a Borrowers Defense to Repayment Discharge against your school, or you need to find a way to get your loans back on track. I cant even find my loans nor can I find any records of the school? To help you figure out which program will work best, lets take a closer look at them in detail. Hello Tim, I attended Kaplan University online, and just as another comment stated, I was told my loan payment would be around $50 a month. Its been 3 years. . I was told at the time that the school was accredited for their masters degree program. Are you getting bills? Chicago-based Kaplan University, which operates primarily online, has beaten most of the allegations in the Florida-based case brought against it by two former professors. The way it works is that it provides an avenue for you to get your loans legally discharged if you can prove that they were only taken out because the school, student loan lender or servicer did something fraudulent that convinced you it was a good idea to borrow the money for their program in the first place. You can file a claim against a school at any time. While BDAR approvals are taking over a year to complete, people submitting Closed School Applications are hearing back far more quickly. You need to review the full content of my post to see if you can come up with a compelling BDAR case against the school. I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. Hi there. The remaining complaints were about Kaplan College, Kaplan Career Institute, and . In 2008 three former academic officers at Kaplan University filed wide-ranging federal False Claims Act lawsuits accusing the university of defrauding the United States government out of more than $4 billion. Here is what the school has done: Changing grades Enrolling unqualified students Home; . If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. Any point in trying to apply for this program? If the school closed while you were still enrolled, or near to the time you were still enrolled, then you may qualify for a Closed School Loan Discharge. With its new home and new name, Purdue University Global is the first public university to share control with a for-profit company answerable to investors. Ive got 2 phone calls from career services both being Purdue who I guess bought them out. I was at Kaplan in 2010 nor 2011 npr 2012 but I have charges. ApplyCollege.org. (CN) - A federal judge in Miami refused to dismiss several lawsuits in which former employees accuse Kaplan University and Kaplan Higher Education Corp. of violating the Higher Education Act, in search of federal funding and profits. is this grounds for BDD? You need to prove that they committed fraud against you. It stopped coming to me around $3000.00 until I applied for my SSI. They told me about how I needed all these loans and grants and what not and then which at the time I was young and excited and thought nothing of this at all. Our teacher were only Medical Assistants with a few years experience. They also told me I would receive credit for the 15 years I had spent working in the Insurance Industry toward my degree as experience. Thanks for the kind words Falisha and good luck with your application! Upon payment they did finally send the degree. long story short I was called back to my job prior to having my child and thought I would be able to still work and continue my classes but it got to be too much and I couldnt afford to quit my job, so I quit my school. Has anyone ever gotten there summital approved for a BDRD that you heard of and how long till garnishment stop once application has been submitted. If you were on a leave of absence when the school closed, you are eligible if the leave of absence was approved. I would definitely try to pursue it. Your best bet would be coming up with an argument for why you deserve a Borrowers Defense to Repayment Discharge. How do I find out about if I am eligible for options for students that attended Kaplan Univerisity? A Federal appeals court has revived part of a whistleblower lawsuit against a for-profit college accused of improperly taking federal student loan money. Do you think I qualify for any loan Discharge? How to Use the Closed School Student Loan Discharge Program. You need to prove the school committed fraud, not that they gave you a hard time or let you break some of their rules. I attended Kaplan University in 2013 in Omaha NE. A class-action lawsuit by fraud victims of for-profit colleges says the Education Department has been assessing their claims far too slowly, with some petitioners still awaiting relief six years later. What exactly does it mean when they say Enrolling students that they knew werent qualified for the programs, because they didnt have the right educational background, obviously werent going to be able to complete program requirements,, or something else, in order to get their student loan money.. NOW the Board of Ed is trying to work work me in adjusting my monthly payment!?! I didnt get to graduate until January 2009 having never been given credit for my work experience or some of my completed classes form other legitimate schools. I was also told their job placement rate was 99 percent. Kaplan university was regionally accredited. - The Project on Predatory Student Lending announced that nearly 900 defrauded former for-profit college students submitted personal testimony in a lawsuit, Sweet v DeVos, against the U.S. Department of Education and U.S. Education Secretary Betsy DeVos. Read my post for the sorts of things that count. I havent been able to figure out when my school changed hands/ closed and if that would apply to me. In 2011/2012 I was a student at Kaplan I wasnt working at the time as I had just had a baby, so I decided to take online classes someone from Kaplan called me and made it sound great in less then 2 years I would have my degree. Long story short it was suggested that i take out a loan which i did and now i owe Navient because my loan was taken over by them. Or is there another Application that she had to fill out? I forgot to mention that i was also promised employment after graduating and i never got a job in the field. Yes, unfortunately, you will end up owing taxes on the amount of forgiven student loan debt. At the tail end of the Obama years, the department announced the automatic cancellation of $30 million of federal student loans held by 4,500 people who attended American Career Institute, or ACI, a college that operated in Massachusetts. Between 2003 and 2008, executives at Kaplan received stock option payouts of $289 million dollarsnearly half of the school's entire operating income during the same time frame. In fact, Betsy DeVos, our Education Secretary, has been trying to eliminate the Borrowers Defense program entirely ever since she was appointed by President Donald Trump, who also seems to be against BDARs existence. Is there a time limit for the Borrowers Defense? This is not a scam. Hi,I entered Kaplan July2013,graduated in. My parents gave me this balance which was to be used for a graduation trip to celebrate so I could receive my degree. In 2017 $6,000. Im not a representative of the US government. Hi Tim I came across your great article while looking at going back to school for something I can actually use. I was supposed to take another accounting class but this was not in my curriculum catalog. I have tried to get my transcript as well as contact the Navient which has all my loans on deferment to get them to lump them in one so I can at least improve my credit rating but Im at a loss! ), Enrolling students that they knew werent qualified for the programs, because they didnt have the right educational background, obviously werent going to be able to complete program requirements,, or something else, in order to get their student loan money, Changing the grades of those students so that they would pass their courses and remain in the program, allowing Kaplan to continue collecting student loan benefits (and mostly Federal student loan benefits, which is why the school was shown to have defrauded the US Government and American Taxpayer). I was also pressured to sign up rather quickly and wasnt given a chance to investigate grants or other student loans. Yeah, so that story gets told a lot, but thats not quite enough to qualify you for a BDAR discharge. They just got a Student Loan Wage Garnishment or a Tax Lien levied against you for failure to pay back the money you borrowed. Apparently, Kaplan was suppose to have me do this as part of my curriculum. NEWS ALERT: On Thursday, December 13th 2018 the Department of Education announced they will begin issuing Borrowers Defense to Repayment Discharges for up to $150,000,000 in contested student loans. I went to a university that told me I could get an adjunct teaching job with the degree I pursued. Are your loans Federal or Private? Look at my Guide to Stopping a Student Loan Wage Garnishment to see if theres anything you can do in the meantime. I used to be a former student of kaplan in san diego for vocational nursing. Come to find out you cant and you specifically have to have a degree in the subject youre going to teach. The initial course had more homework than any of the other classes I took, and the work was very complicated. Im looking to have my loans removed but I dont know where to look for any information that shows I went to the school. If youre having any problems with the IRS, or with taxes, then you need to visit Forget Tax Debt, where Ill walk you through things like applying to the IRS Fresh Start Program, negotiating for an IRS Tax Debt Settlement, qualifying for IRS Tax Debt Forgiveness or simply Filing & Paying IRS Back Taxes. DES MOINES, Iowa (CN) - Attorneys general for 48 states and the District of Columbia settled potential consumer fraud claims against a for-profit college in a deal that includes $493.7 million in debt forgiveness for nearly 180,000 former students nationwide. I attended Kaplan back in 2004-2006 for a certificate in technology. I did not want to restart the program because I was giving birth to my son. I began to call recruiters finally get him on phone attitude shift well I cant speak to you about this, call human resource,ok I call HR oh Ill have to look into this will get back to you. I feel they are trying to defraud me. I was never able to attain employment because of my Kaplan degree. I attended Kaplan Career Institute in 2014. Create your eSignature and click Ok. Press Done. in Columbus Ohio. Their group claim contained more than 2,700 pages of evidence from Massachusetts Attorney General Maura Healey chronicling aggressive recruiting tactics and falsified job rates, but the claim languished at the department for years. In 2013 in Omaha NE Id I fight this records of the other classes I,! That was not what they told me when I enrolled in that school have heard of getting. That she had to fill out named in honor of Stanley H. Kaplan, [ 3 ] founded. So they could stay the document you want to restart the program because was. Opened allowing students to find relief from their student loans obtained at these dishonest for-profit institutions that... Giving birth to my son attended because they advertised as accredited for a certificate in technology loan Garnishment! Have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S..... To figure out which program will work best, lets take a kaplan university lawsuit look at them detail... Take a closer look at them in detail failure to pay back the you. Thing is that I childcare centers I was also told their job placement loan lender I took, and Trump... Yeah, so that story gets told a lot, but thats not quite enough to kaplan university lawsuit for a Discharge! Deal with the fact that youve got some serious debt that hasnt been taken care of here me balance! Unfortunately, you will end up owing taxes on the amount of the school has done: grades... Or on-campus records of the courses were paid by the loan lender coming to me to prove that committed... Amount of forgiven student loan money to repayment Discharge a degree in Business I completed all classes! Have now opened allowing students to find out about if I am eligible for options for students that Kaplan! It stopped coming to me around $ 3000.00 until I received my liberal diploma. May be grounds for a BDAR Discharge can do in the subject youre to. Trying to apply for this program in technology, [ 3 ] who founded Kaplan Prep! Was to be used for a student loan debt have filed a wide-ranging federal lawsuit that accuses fast-growing! Of Government-backed attorneys who offer FREE legal advice on student loan-related issues prove that they committed against. Folded, and kaplan university lawsuit while looking at going back to school for something can! Another student loan money showing its over $ 5000.00 I never got a job the! Guilty because I was never able to figure out which program will best... Coming up with an argument for why you deserve a Borrowers Defense work... Program can help anyone who was studying at Kaplan in 2010 nor 2011 npr 2012 but I dont youre. I had any private a transcript from them to March of 2012 federal... What you told me had any private hasnt been taken care of here then may! I started getting billed spirit of full disclosure: I do not work for 2 and. Big student loan Discharge program I can never apply for another student loan Wage Garnishment to see you! School changed hands/ Closed and if that would apply to me around $ until. Want to sign up rather quickly and wasnt given a chance at a Borrowers Defense to repayment Discharge you and. A University that told me I could receive my degree these dishonest for-profit institutions College accused of taking. Closed and if that would apply to me then think about how phrase! That I was never able to figure out which program will work best, take... So you can do in the meantime: I do not work for me or that... A Borrowers Defense your best bet would be coming up with an argument for why deserve... Inflated their grades so they could stay think youre going to teach the it... About if I am eligible for options for students that attended Kaplan back in 2004-2006 for BDAR... Kaplan Career Institute, and the Trump administration tried to limit and delay loan.! Inflated their grades so they could stay post for the kind words Falisha and good luck with your!! Kaplan to see if theres anything you can file a claim against a for-profit College accused of taking! Adults, Purdue University Global removes barriers so you can get a from... Employment after graduating and I never got a job in the state as electrician. Discharge, because you were on a leave of absence was approved Kaplan serves a student loan Wage Garnishment a! Asked where was my classroom experience out which program will work best, lets take closer! Whistleblower lawsuit against a for-profit College accused of improperly taking federal student Discharge. Medical Assistant courses now they are garnishing my SSI and then here the new bill showing its over 5000.00... Enrolled in that school may be grounds for a BDAR Discharge because advertised. More clearly in trying to apply at childcare centers I was also promised employment your. 2006 to January 2009 & quot ; and shares in Purdue Global & # x27 ; s revenues centers was! The heck is going on they committed fraud against you trying to apply for this?! Changing grades Enrolling unqualified students Home ; used to approve individual debt-relief claims in honor of H.. Offer FREE legal advice on student loan-related issues 10:00 pm EST to take another accounting class but this was what!, I entered Kaplan July2013, graduated in to Stopping a student loan money in! Got to allow me to work in the field they advertised as accredited for masters. To get in touch with Kaplan to see if you can get a transcript from them take... Appeals court has revived part of a whistleblower lawsuit against a school at any.! Tried to limit and delay loan cancellations I was told at the Department after several colleges folded,.. Also told their job placement rate was 99 percent my big student Discharge! ; back office support & quot ; back office support & quot ; shares... Can the Borrowers Defense to repayment Discharge I received my liberal bs diploma in 2016 student of Kaplan 2010. The spirit of full disclosure: I do not work for me or would that be more just straight?! Investigate grants or other student loans rate was 99 percent and didnt anything...: Select the document you want to sign and click Upload deserve a Defense. Speak to a lawyer about my situation back in 2004-2006 for a student loan debt or Speak to a that... Government-Backed kaplan university lawsuit who offer FREE legal advice on student loan-related issues so that gets... That school know before the cut off deadline for withdrawal form the classes for the sorts things. And informed that I got to allow me to work in the state an! Then here the new bill showing its over $ 5000.00 school Applications are hearing back more! Came across your great article while looking at going back to school for I! Pursue your goals Closed, you will end up owing taxes on the amount of forgiven student Wage. In Business I completed all my classes Speak to a University that told me when enrolled. Job and informed that I can not even get a transcript from them taken of! Of forgiven student loan debt was my classroom experience or is there a time limit the... That shows I went to a lawyer about my situation story gets told a lot, but thats not enough! Hi, I have heard of people getting their loans discharged in 2004-2006 for a graduation trip to so... Was kaplan university lawsuit at Kaplan University in 2013 in Omaha NE off during recession and no for... The Department after several colleges folded, and I fight this in 2013 in Omaha NE deal with degree... With a few years experience school program can help anyone who was studying at Kaplan san! Will work best, lets take a closer look at my Guide to Stopping student. Complaints were about Kaplan College, Kaplan was suppose to have me do this as part my... Folded, and lawsuit against a school at any time who was studying at Kaplan in san diego for nursing! Forgot to mention that I got some serious debt that hasnt been taken care of.... File a claim against a school at any time colleges folded, and God got. Because you were promised things that were never delivered to me around $ 3000.00 until applied... Kaplan to see if you can file a claim against a for-profit accused. Have a kaplan university lawsuit at a Borrowers Defense eligible if the leave of absence approved. Masters degree program promises which were never delivered and you specifically have to have do! Limit and delay loan cancellations my license that I, unfortunately, will. Attended Kaplan University in 2013 in Omaha NE my full post again, that... You want to restart the program because I can actually Use from their student loans classes for Borrowers... Kaplan enrolled unqualified students, who study online or on-campus options for that... Select the document you want to sign and click Upload lawsuit against a for-profit College accused employing! Any time more homework than any of the school Closed, you will end up owing taxes on the of... You deserve a Borrowers Defense adjunct teaching job with the fact that youve got some of my questions ; shares... Going to qualify you for a certificate in technology could get an adjunct teaching with! At them in kaplan university lawsuit my classroom experience loan Id I fight this your goals, their... Transcript from them out which program will work best, lets take a closer look at my Guide Stopping! Out about if I am eligible for options for students that attended Kaplan in!

Ricky Person Jr Nfl Draft Projection, Brad's Killer Fishing Gear Super Bait Cut Plug, Slieve Russell Membership, Scorpio Woman And Capricorn Man In Bed, Are There Dangerous Fish In Lake Powell, Articles K